Terms and Conditions

TERMS AND CONDITIONS

Last updated: 26 July 2026

1. About these Terms

These Terms and Conditions govern your use of The Owner Switch website and your purchase or use of our digital products, courses, tools, downloads and workshops.

The Owner Switch is a registered business name of BGM Vending Solutions Pty Ltd, ABN 97 663 039 978 (“The Owner Switch”, “we”, “us” or “our”).

By accessing our website, creating an account, registering for a workshop or purchasing a product, you agree to these Terms.

If you do not agree, you must not use the relevant website, product or service.

2. Eligibility

You must be at least 18 years old to purchase or use our products and services.

By purchasing or creating an account, you confirm that:

you are at least 18;

the information you provide is accurate;

you have legal capacity to enter into this agreement; and

you are authorised to use the selected payment method.

3. Our products

We may provide:

online courses;

educational tools and frameworks;

downloadable resources;

templates and workbooks;

live or recorded workshops;

membership or course-area access; and

other digital educational products.

The description, inclusions, access period and price for each product will be shown on the relevant sales or checkout page.

If a product-specific sales page conflicts with these general Terms, the product-specific information applies to the extent of the conflict, except where applicable law provides otherwise.

4. Educational purpose

Our products provide general education, information, tools and guidance.

They do not provide personalised legal, accounting, taxation, financial, investment, psychological, medical or other regulated professional advice.

You remain responsible for your own decisions, due diligence, implementation and professional advice.

5. Orders and acceptance

An order is an offer to purchase a product.

We may decline or cancel an order where:

payment is not authorised;

information appears incorrect or fraudulent;

a pricing or technical error has occurred;

the product is unavailable;

the purchase breaches these Terms; or

we reasonably consider cancellation necessary to protect our business or customers.

If we cancel an accepted order without providing the product, we will refund the amount paid for that order.

6. Pricing and payment

Prices will be displayed on the relevant checkout page and may be shown in Australian dollars or another stated currency.

You are responsible for:

checking the displayed price and currency;

applicable currency-conversion or international transaction charges imposed by your provider; and

any taxes, duties or charges that legally apply to you.

Payments are processed through third-party payment providers, including Stripe.

You authorise the relevant payment provider to charge the selected payment method for your purchase.

7. Digital delivery and access

Most digital products are made available immediately after successful payment.

Some access details, downloads or workshop information may be sent shortly after purchase by email. You are responsible for providing a valid email address and checking your spam or promotions folders.

Please contact [email protected] if you have not received access within a reasonable period.

Access may be provided through a link, download page, email, course platform or membership account.

8. Accounts

Certain products may require an account.

You are responsible for:

providing accurate account information;

maintaining the confidentiality of your login details;

activity occurring through your account;

using a secure password; and

notifying us promptly of suspected unauthorised access.

Accounts and login details are for the registered purchaser only and must not be shared unless we expressly allow it.

We may suspend access where we reasonably suspect account sharing, fraud, misuse, a security risk or breach of these Terms.

9. Workshops and live sessions

Workshop dates, formats and inclusions will be described on the relevant sales page.

We may reasonably change a workshop time, presenter, delivery platform or format. If we cancel a paid workshop and do not provide a reasonable replacement, replay or rescheduled session, we will offer an appropriate remedy.

Unless expressly stated otherwise:

attendance is the purchaser’s responsibility;

missing a live session does not automatically create a refund entitlement;

recordings may not always be available; and

you must not record or distribute a session without our written permission.

You must behave respectfully during interactive sessions. We may remove a participant whose conduct is disruptive, abusive, unlawful or harmful.

10. Seven-day money-back guarantee

Our own eligible digital products are covered by the seven-day money-back guarantee described in our Refund Policy, unless a sales page expressly states a different or additional arrangement.

The seven-day guarantee is provided in addition to any rights that cannot legally be excluded.

11. Intellectual property

Unless otherwise stated, we or our licensors own all intellectual-property rights in:

our website;

brand names and logos;

course materials;

videos and recordings;

tools and frameworks;

templates;

workbooks;

downloads;

written content;

graphics and presentations; and

workshop materials.

Purchasing a product does not transfer ownership of the intellectual property to you.

12. Personal-use licence

When you purchase a product, we grant you a limited, revocable, non-exclusive, non-transferable licence to access and use it for your own personal or internal business learning.

Unless we give written permission, you must not:

copy or reproduce substantial parts of a product;

share login details or files;

sell, sublicense or distribute materials;

upload materials to a shared drive or public platform;

teach, deliver or repackage our materials as your own;

use our materials to create a competing product;

remove copyright, trade mark or ownership notices;

use our content to train an artificial-intelligence system; or

allow another person to access a product purchased for individual use.

You may use what you personally learn in your own business, but you may not reproduce or distribute our proprietary expression, tools, templates or materials.

13. Your submissions

If you submit feedback, comments, questions or other content, you retain ownership of your original material.

You grant us permission to use submissions as reasonably necessary to:

respond to you;

provide the product or service;

improve our offerings;

administer our business; and

comply with law.

We will obtain appropriate permission before publishing your name, image or identifiable testimonial for promotional purposes.

14. Acceptable use

You must not:

use our website or products unlawfully;

interfere with website or platform security;

introduce malware or harmful code;

scrape, harvest or extract data without permission;

impersonate another person;

infringe another person’s rights;

harass other participants;

make false or misleading representations about us;

attempt to bypass payment or access controls; or

use our products for unlawful, deceptive or harmful activities.

15. Affiliate products and third parties

We may recommend products, services, software or business opportunities supplied by third parties and may receive an affiliate commission.

A third-party purchase is a contract between you and that third party, not The Owner Switch.

The third party is responsible for:

its product or service;

pricing;

fulfilment;

billing;

refunds;

warranties;

support;

privacy practices; and

contractual terms.

You must conduct your own due diligence before purchasing or acting on a third-party offer.

16. Testimonials and results

Testimonials, examples, revenue figures and success stories illustrate individual experiences only.

They are not promises, representations or guarantees that you will achieve the same or similar outcome.

Business and financial outcomes vary according to factors including experience, skills, effort, decisions, market conditions, expenses, available capital and circumstances outside our control.

17. Availability and technology

We aim to make our website and digital products reasonably available, but we do not guarantee uninterrupted or error-free operation.

Access may be affected by:

maintenance;

outages;

internet or device issues;

third-party platforms;

security incidents;

provider changes; or

events outside our reasonable control.

We may update, replace or modify technology used to deliver a product, provided this does not materially remove what you purchased without an appropriate remedy.

18. Suspension and termination

We may suspend or terminate access if you:

materially breach these Terms;

misuse or unlawfully distribute our intellectual property;

share an individual account;

engage in fraud or abusive conduct;

create a security risk; or

fail to pay an amount properly due.

Where reasonable, we may first give you notice and an opportunity to correct the breach.

Termination does not affect rights or obligations that arose before termination.

19. Consumer rights

Nothing in these Terms excludes, restricts or modifies a consumer guarantee, warranty, condition, right or remedy that cannot lawfully be excluded or limited, including rights that may apply under the Australian Consumer Law.

Where permitted by law and where it is fair and reasonable, our liability for a failure to comply with an applicable guarantee may be limited to supplying the relevant service again or paying the cost of having it supplied again.

This limitation does not apply where the law does not permit it.

20. Limitation of liability

To the maximum extent permitted by law:

you use our educational content at your own discretion;

we are not responsible for decisions made solely in reliance on general information;

we do not guarantee business, income, career, investment or financial results; and

we are not liable for indirect, incidental, special or consequential loss that was not reasonably foreseeable.

Nothing in these Terms limits liability for fraud, wilful misconduct or another liability that cannot legally be limited.

21. Indemnity

To the extent permitted by law, you agree to compensate us for losses, claims or reasonable costs arising directly from:

your unlawful use of our website or products;

your infringement of another person’s rights;

your unauthorised distribution of our materials; or

your material breach of these Terms.

This provision does not require you to compensate us for loss caused by our negligence, unlawful conduct or breach.

22. Changes to products and Terms

We may update these Terms from time to time.

The Terms applying to a purchase are generally those presented when the purchase was made, except where:

a change is required by law;

a change benefits you;

a security or technical change is reasonably necessary; or

an ongoing membership or service permits reasonable prospective changes.

The current website Terms will display the latest update date.

23. Governing law

These Terms are governed by the laws of Queensland, Australia.

You and The Owner Switch submit to the courts with jurisdiction in Queensland, subject to any mandatory consumer rights or laws that apply in your location and cannot legally be excluded.

24. Severability

If part of these Terms is found to be invalid or unenforceable, it will be read down or removed to the minimum extent necessary. The remaining provisions will continue.

25. No waiver

A delay or failure to enforce a right does not waive that right.

26. Contact

Questions about these Terms may be sent to:

The Owner Switch
BGM Vending Solutions Pty Ltd
ABN 97 663 039 978
PO Box 4412
Robina QLD 4226
Australia

Email: [email protected]
Contact form: https://theownerswitch.com/contact